If you are looking for the best vtu software script for data selling business, this is it. GooCredit is an easy to use install on cPanel with beautiful design for maximum user experience.

ADDED FEATURE

• NIN
• BVN PRINT
• CAC REGISTRATION 

BUSINESS FEATURES:

• Data for all network (MTN, GLO, 9mobile, Airtel) our data include SME, gifting, and corporate gifting.
• Cheap airtime for all networks (upto 5% discount)
• Easy, fast and instant wallet funding with monnify, paystack, and manual
• Electricity Bill Payment (AEDC, EEDC, EKEDC, IBEDC, PHEDC, KEDCO, YEDC, JEDC etc) and more.
• Cable subscription (GOTV, DSTV, STARTIMES)
• EXAM PINS (WAEC ,NECO, AND NABTEB).
• Fast and Reliable customer service.

MAIN FEATURES: 

• Auto Card deposit
• Airtime to Cash
• Convert airtime to cash
• Auto Bank Deposit
• Auto withdraw to Bank
• Automated System
• Automated Recharge
• 6 Airtimes
• 7 internet Data
• Referral system
• 4 Cable tv Subscription
• Education payment
• Generating bank account
• Reservation account
• SME Data
• Direct Data
• Cable and Dsico validation
• Ui design
• clearn code
• friendly User dashboard
• Friendly Admin Dashboard
• Latest Laravel Version
• 100% Bugs free
• ablity to change prices
• Ability fund user from admin
• Account upgrade feature
• Reseller function
• Reseller request
• 25+ more features..

Do you want to start a VTU business for instant recharge and billing. New Design Interface, with multiple network providers and Added 9Payment Service Bank (Auto Bank and Virtual Account System) is added to the new version..

GooCredit is a PHP Script for instant recharge of Airtime, Data, TV & Electricity bill payments, WAEC & NECO PIN, Airtime 2 Cash. Conversion and many more.

Mobile subscription is easy when using GooCredit. Our data and other services is instantly delivered, and the best part you get bonuses for all your referrals.

If you are looking for the best vtu software script for data selling business, this is it. GooCredit is an easy to use install on cPanel with beautiful design for maximum user experience. 

OUR  SERVICES INCLUDE

•  Data for all network (MTN, GLO, 9mobile, Airtel) our data include SME, gifting, and corporate gifting.
•  Cheap airtime for all networks (upto 5% discount)
•  Easy, fast and instant wallet funding with monnify, paystack, and manual
•  Electricity Bill Payment (AEDC, EEDC, EKEDC, IBEDC, PHEDC, KEDCO, YEDC, JEDC etc) and more.
•  Cable subscription (GOTV, DSTV, STARTIMES)
•  EXAM PINS (WAEC ,NECO, AND NABTEB).
•  Fast and Reliable customer services.

OneCrediit — VTU & Bills Payment Web App (Airtime, Data, Electricity, Cable TV, Wallet & API)

OneCrediit is a complete, developer-friendly VTU and bills payment platform for selling airtime, data bundles, electricity tokens, cable TV subscriptions, internet plans and other bill types. It includes a powerful admin panel, responsive user portal, wallet system, commissions, agents, API integration, and multiple payment gateways. Built with Laravel, optimized for high performance and production-grade deployments.

Note: Some features in this project are free and included by default. Some advanced features are available as optional premium modules (sold separately). Additional modules and enhancements will also be released in future updates.

WHY CHOOSE ONECREDIIT?

1. Fully production-ready with audit logs, secure authentication and optimized flows.
2. Scalable architecture suitable for agents, SMEs, VTU businesses and reseller networks.
3. Multi-gateway system for both payments and VTU service providers.
4. Clean UI/UX designed for conversion and customer retention.
5. Developer-friendly API for mobile apps, POS devices and third-party systems.

MAIN FEATURES 

• Customer Portal: Registration, login, wallet, transactions, and instant recharges.
• Admin Dashboard: Users, agents, KYC, services, APIs, settings, and reports.
• Agent System: Agent accounts, commissions, sub-wallets, and settlements.
• Wallet Funding: Multiple payment gateways, manual funding, reconciliation logs.
• Recharge Services: Airtime, data, electricity (prepaid/postpaid), cable TV, utility bills.
• Payment Gateways: Plug-and-play gateway adapters with sandbox and live mode.
• REST API: Secure endpoints for recharges, wallet functions, transactions, and webhooks.
• Notifications: Email and SMS alerts for payments, recharges and system events.
• Reports & Export: Transaction analytics with CSV export.
• Localization: Multi-currency and timezone support.
• Roles & Permissions: Admin, Manager, Agent, Customer.
• Audit Logs: Tracking changes for investigation and compliance.

ADDITIONAL FEATURES 

• Airtime vending (all networks)
• Data automation with live status
• Electricity token vending (Prepaid/Postpaid)
• Cable TV subscriptions (DSTV, GOtv, StarTimes)
• Bulk airtime/data
• Airtime-to-cash (Premium Module)
• Wallet-to-wallet transfers
• Commission system (global/agent/service-level)
• KYC verification
• Queue workers for background jobs
• Error & webhook logs
• Dark mode UI
• Global VTU Sales. 

Note: Features marked as modules may require a separate purchase. New modules and major upgrades will be released in upcoming updates.

INCLUDED FILES 

• Full Laravel source code
• Admin and user panel UI
• API documentation + Postman collection
• Database migrations and seeders
• Installation & deployment guide
• Configurable gateway adapters
• Documentation: 

SYSTEM REQUIREMENTS 

• Apache or Nginx
• PHP 8.0+
• MySQL 5.7+ / MariaDB / PostgreSQL
• Composer & npm
• SSL certificate
• Redis (recommended)

SUPPORTED GATEWAYS & PROVIDERS 

• Recharge Providers: Demo adapters (add/remove easily)
• Payment: Paystack, Flutterwave, Stripe
• SMS: Twilio, Africa’s Talking

INSTALLATION 

• Upload project files
• Run composer install
• Run npm install && npm run build
• Configure .env
• Run php artisan migrate --seed
• Configure queues, cronjobs and webhooks

LICENSES & SUPPORT 

• 2 months support for installation and bug fixes
• Extended support available

CHANGELOG 

• v1.0 — Initial Release

ADMINISTRATORS DASHBOARD CONTROL 

GC v12.5 is a cutting-edge VTU (Virtual Top-Up) and utility bill payment system crafted specifically for the dynamic and growing African markets. Powered by Laravel 11, this script is built to deliver a robust, secure, and scalable platform for entrepreneurs, resellers, and fintech startups.

Why Choose GC v12.5?

GC v12.5 is engineered to help you launch your VTU business quickly without the need for expensive infrastructure. With its modular design, extensive documentation, and a focus on security, GC v12.5 not only meets but exceeds the requirements of today’s competitive fintech landscape in Africa.

Whether you’re an established telecom operator or a startup entering the market, GC v12.5 provides you with all the tools you need to manage transactions, monitor user activity, and grow your business effortlessly.

⚙️ Technical Specifications

• Framework: Laravel 11
• PHP Version: 8.2+
• Database: MySQL 8.0+/MariaDB

💡 Why Choose GC v12.5?

• 🌍 Africa-First Design: Built for local payment protocols
• 🔒 Protection from all Attacks (XSS, CSRF, etc)
• 📱 Fully Responsive: Works seamlessly on all devices

🔐 GDPR Compliant | 🔗 REST API Ready | 📅 Active Development

🌟 CORE FEATURES 

• ✅ Multi-Network VTU Services (MTN, Airtel, Glo, 9mobile)
• 💳 5+ Payment Gateways (Paystack, Flutterwave, Monnify, Payvessel, Custom)
• 🏦 Digital Banking Modules with Reward System
• 📊 Real-Time Analytics Dashboard
• 🤖 AI-Powered Fraud Detection
• Auto Card deposit
• Airtime to Cash
• Convert airtime to cash
• Auto Bank Deposit
• Auto Withdraw to Bank 
• Automated System
• Automated Recharge
• Airtimes & internet Data Sales
• Referral System
• 4 Cable TV Subscription
• Education payment
• Generating Bank Account 
• Reservation Account 
• SME Data
• Direct Data
• Cable and Dsico validation
• Friendly User dashboard
• Friendly Admin Dashboard
• Latest Laravel Version
• 100% Bugs free
• Changet Prices
• Ability fund user from admin
• Account upgrade feature
• Reseller function
• API Reseller request
• Manage users
• Send mail to all users
• Search/Track any Transaction Easily 
• Print Recharge Card API integrated Automated
• Print MTN, GLO, 9MOBILE, AIRTEL
• Print Electricity bill token immediately
• Print waec checker Pin instantly
• Waec Registration easily
• View SMS History
• Print multiple recharge card
• Print single recharge card
• Admin can set price
• Admin can set price for account upgrade
• Admin can add more plan for data, cable tv
• Admin can put there own price for services
• Admin can manage insurance
• Admin can manage Electricity
• Admin can set all apikeys easily
• Ability to switch to test or live endpoint
• Admin can approve Reseller request
• Ability to set Discount for Reseller on each Services

KEY FEATURES 

Airtime & Data Recharge: Supports all major networks across Africa for seamless airtime top-up and data bundle purchases.

Utility Bill Payments: Efficient processing of Cable TV subscriptions, Electricity bills, and more.

Airtime-to-Cash (Swap): Convert airtime into cash instantly with our built-in swap engine.

Bulk SMS Service: Manage and send bulk SMS notifications to your users.

Voucher/Pin Generation: Automatically generate and manage vouchers or PINs for various services.

Wallet System: A self-hosted wallet that lets users deposit funds and track their transactions in real time.

Multi-Payment Gateway Integration: Integrated with leading payment gateways including Monnify, Paystack, Flutterwave, and Payvessel for both online and manual deposits.

Dynamic Role & User Management: Flexible system to manage customers, resellers, and administrators with role-based access control.

Responsive Admin Dashboard: A beautifully designed, Bootstrap-powered admin interface that simplifies system management and provides real-time analytics.

Customizable & SEO-Friendly: Easily translate and customize the platform without any coding hassles, ensuring a localized user experience.

REQUIREMENTS 

⚙️ Technical Specifications

• Framework: Laravel 11
• PHP Version: 8.2+
• Database: MySQL 8.0+/MariaDB

SYSTEM  REQUIREMENTS: 

To ensure optimal performance, your server environment should meet the following requirements:

• PHP: 8.3 or higher
• Database: MySQL 5.7+ / MariaDB 10.3+
• Web Server: Apache or Nginx
• SSL Certificate: Required for secure HTTPS transactions

Additionally, the following PHP extensions must be enabled: BCMath, Ctype, Fileinfo, JSON, Mbstring, OpenSSL, PDO, Tokenizer, XML, and cURL.

ADMINISTRATORS DASHBOARD 

This is where you control all features of the VTU system including the data and airtime sales. 

DataCrediit is an online bill payment and Vtu system that allows customers of a merchant to be able to make payment for utility services like Airtime, Internet Data, Cable TV Subscription, Electricity Bills Payment, Bulk SMS, Airtime swap and lots more. It is developed with a self-host wallet system which allows users to be able to save fund for future usage, DataCrediit VTU can be Globally used for data and airtime. 

If you want to start an online vtu platform then this script is the perfect choice for you. You don't need any extra coding knowledge for installing this script into your server. You can install this system by using built-in one click auto installer.

CORE MAIN FEATURES 

• Internet Data
• Airtime Top-up
• Electricity bills payment
• Cable TV subscription
• Airtime swap
• Bulk SMS
• Airtime Swap
• Voucher / Pin Generation System
• Wallet System
• Bank APIs
• Deposit Via Online Payment Gateways
• Deposit Via Manual Gateways
• Manual Bank Payment
• Auto Bank Payment
• Monnify Payment Gateway
• Paystack Payment Gateway
• Flutterwave Payment Gateway
• Customer Management
• Dynamic Page Management
• Built-in Website
• Email Notification
• System User Management
• Dynamic Role Management
• Global Number Setup 
• Global Currency Setup Manager 
• 25 More Features . . .

SYSTEM REQUIREMENTS FOR INSTALLATION:

This System built with Laravel 9 that's why you must meet the following server requirements:

• PHP >= 8.0
• BCMath PHP Extension
• Ctype PHP Extension
• JSON PHP Extension
• Mbstring PHP Extension
• OpenSSL PHP Extension
• PDO PHP Extension
• Tokenizer PHP Extension
• XML PHP Extension
• cURL PHP Extension
• SSL Certificate – (For security purposes )

Introducing PayLoad, the all-in-one platform designed for entrepreneurs to effortlessly start a profitable business in mobile top-ups, data bundles, and gift cards. Fully compatible with websites, Android and iOS apps, and a feature-rich admin panel (CMS), PayLoad streamlines operations with powerful features like mobile recharge, gift card purchases, data bundle subscriptions, secure wallet funding, phone verification, and seamless integration with gift card APIs. Offering multi-language support, automatic and manual payment gateways, and versatile top-up methods, PayLoad caters to a global audience while ensuring flexibility and scalability. Backed by in-depth research from our technical team, PayLoad is optimized for quick deployment, helping you launch a cost-effective, revenue-generating business with ease. Elevate your entrepreneurial journey with PayLoad—your key to success in the digital payment industry!

PayLoad’s Core Features – Ready-Made Business Module

• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 1 Setup Deposit Method: Add and configure deposit methods for users to add funds to their accounts.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 2 All Payment Logs: Access comprehensive logs of all payments for auditing, tracking, and troubleshooting purposes.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 3 All Transfer Money Logs: Access comprehensive logs of all transfer money activities for auditing, tracking, and troubleshooting.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 4 All Add Money Logs: Access comprehensive logs of all money-adding activities for auditing, tracking, and troubleshooting.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 5 Mobile TopUp: Seamlessly top-up mobile balances to a preferred mobile number.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 6 Buy Gift Card: Purchase digital gift cards for popular services directly from the app.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 7 Add Money Logs: Track all wallet deposit logs with full transparency.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 8 Mobile Recharge Logs: View complete recharge history for organizational needs.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 9 Gift Card Logs: Keep track of gift card purchases with detailed records.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 10 Phone Verification: Enhance account security by verifying the user’s email or phone number.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 11 KYC Verification: Ensure account security with complete Know Your Customer (KYC) verification.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 12 Setup GiftCard API: Enable and configure gift card APIs for sales and redemption.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 13 Setup TopUp Method: Configure mobile top-up methods for seamless user experience.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 14 Quick Add Money: Admin can add quick money buttons for ease of fund deposits.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 15 Quick Topup: Admin can configure quick top-up buttons with pre-set amounts.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 16 Mobile Topup Logs: Access comprehensive top-up logs for accuracy and accountability.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 17 Admin Profit Logs: Review detailed admin profit logs for oversight and auditing.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 18 Profile Update: Manage and update user profiles directly within the app.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 19 Change Password: Secure accounts by regularly changing passwords.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 20 2FA Security: Add an extra layer of security with two-factor authentication.
• PayLoad - Airtime | Data Bundles | Gift cards and VTU Full Solution - 21 Multi-Language: Use the platform in multiple languages for global accessibility

Key features of this template include:

Responsive Design: The template is optimized to work seamlessly across various devices and screen sizes, ensuring a consistent user experience for visitors accessing the website from different platforms.

Navigation: The header includes a navigation menu with smooth scrolling functionality, allowing users to easily navigate between different sections of the website.

Introduction Section: The home section introduces the individual with a personalized greeting, role description, and brief bio. It also includes buttons for actions like hiring and social media icons for connecting with the individual on various platforms.

About Section: This section provides detailed information about the individual, including their role, skills, personal details, and contact information. It also includes a spinning circle effect for visual appeal.

Services Section: The template includes a section for listing the services offered by the individual, with brief descriptions and buttons for more information.

Pricing Section: Short default prices for mtn, GLO, 9mobile, Airtel. 

Call to Action Section: This section features a call to action in a visually appealing manner with images and text.

Newsletter Section: The contact section includes a form for visitors to get in touch with the individual, with fields for email.

Footer: The footer contains copyright information and a "Footer 1 to 4" 

Features

• Responsive design for compatibility across devices.
• Navigation menu for easy access to different sections.
• Introduction section with personalized greeting and bio.
• About section detailing the individual's role, skills, and contact information.
• Education and experience sections with structured information.
• Skills section showcasing coding and professional abilities.
• Services section listing offered services with descriptions.
• Portfolio section displaying latest projects with descriptions.
• Pricing section featuring network pricing.
• Contact section with a form for user inquiries.
• Footer with copyright information.
• Clean Code

Do you want to start a VTU business for instant recharge and billing. New Design Interface, with multiple network providers and Added 9Payment Service Bank (Auto Bank and Virtual Account System) is added to the new version..

GooCredit is a PHP Script for instant recharge of Airtime, Data, TV & Electricity bill payments, WAEC & NECO PIN, Airtime 2 Cash. Conversion and many more.

Mobile subscription is easy when using GooCredit. Our data and other services is instantly delivered, and the best part you get bonuses for all your referrals.

If you are looking for the best vtu software script for data selling business, this is it. GooCredit is an easy to use install on cPanel with beautiful design for maximum user experience.

BUSINESS FEATURES:

• Data for all network (MTN, GLO, 9mobile, Airtel) our data include SME, gifting, and corporate gifting.
• Cheap airtime for all networks (upto 5% discount)
• Easy, fast and instant wallet funding with monnify, paystack, and manual
• Electricity Bill Payment (AEDC, EEDC, EKEDC, IBEDC, PHEDC, KEDCO, YEDC, JEDC etc) and more.
• Cable subscription (GOTV, DSTV, STARTIMES)
• EXAM PINS (WAEC ,NECO, AND NABTEB).
• Fast and Reliable customer service.

MAIN FEATURES: 

• Auto Card deposit
• Airtime to Cash
• Convert airtime to cash
• Auto Bank Deposit
• Auto withdraw to Bank
• Automated System
• Automated Recharge
• 6 Airtimes
• 7 internet Data
• Referral system
• 4 Cable tv Subscription
• Education payment
• Generating bank account
• Reservation account
• SME Data
• Direct Data
• Cable and Dsico validation
• Ui design
• clearn code
• friendly User dashboard
• Friendly Admin Dashboard
• Latest Laravel Version
• 100% Bugs free
• ablity to change prices
• Ability fund user from admin
• Account upgrade feature
• Reseller function
• Reseller request
• ability to manage users
• send mail to all users
• search/track any transaction easily
• Print Recharge Card API integrated Automated
• Print MTN, GLO, 9MOBILE, AIRTEL
• Print electricity bill token immediately
• Print waec checker Pin instantly
• Waec Registration easily
• ability to view SMS History
• Print multiple recharge card
• print single recharge card
• Admin can set price
• Admin can set price for account upgrade
• Admin can add more plan for data, cable tv
• Admin can put there own price for services
• Admin can manage insurance
• Admin can manage Electricity
• Admin can set all apikeys easily
• Ability to switch to test or live endpoint
• Admin can approve Reseller request
• Transaction History
• Site Map Included
• International Currency Change Option 
• Payment - Bank Transfer, Paystack, Monnify, Payvessel.

Requirements

• PHP 7.3.
• allow_url_fopen=On